Our free Home Mortgage Calculator for Excel is a powerful all-in-one worksheet that combines many of the features from our other mortgage and loan calculators. It lets you analyze a variable-rate mortgage or fixed-rate mortgage, and figure out how much you can save by making extra payments.
It helps you estimate the full mortgage payment (including insurance and interest), but if you want to estimate other monthly expenses of owning a home, you can try our Home Expense Calculator. Check out our other mortgage spreadsheets as well, and let us know if you need something that we don’t have.
This Excel spreadsheet is an all-in-one home mortgage calculator. It lets you analyze a fixed or variable rate home mortgage. You can set up periodic extra payments, or add additional payments manually within the Payment Schedule. Use the spreadsheet to compare different term lengths, rates, loan amounts, and the savings from making extra payments. It also calculates the outstanding balance at the end of a specified number of years and the tax returned if the interest paid is tax deductible.